The “living trust” described in this article is a revocable living trust. It is sometimes referred to as a revocable inter vivos trust, or a grantor trust. A living trust may be amended or revoked by the person creating it (commonly known as a “trustor,” “grantor” or “settlor”), at any time during the trustor’s lifetime, as long as the trustor is competent. A trust is a written legal agreement between the individual creating the trust and the person or institution named to manage the assets held in the trust (the... Read The Rest →


            E-mail has become the preferred method of communication for millions of individuals.  Because of the relative ease in accessing personal e-mail accounts at work, many employees routinely check their personal e-mails and respond to them from the workplace.  Many employees assume that the e-mails they send and receive are protected from review by their employer and, in certain limited circumstances they may be right.  Employees may also assume that when they hit the “delete” key on their keyboard, that an e-mail is removed from their computer.  However, many systems... Read The Rest →